Pre-Purchase Counseling
Mortgage loan processes can be confusing to first-time homebuyers. Housing counselors can help make the home purchasing process understandable by providing information needed to make well-informed choices concerning special programs available to first-time, low and moderate-income homebuyers. To qualify, you must meet income and program guidelines attend a Homebuyer Education Class and contribute 1% to the purchase of the home. The property must be occupied by the homeowner and not used as a rental property.