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Pandemic-related Mortgage Relief

Aurora Offers Pandemic-related Mortgage Relief
Posted on 03/06/2023

The city of Aurora has launched the Aurora Emergency Mortgage Assistance Program to help eligible homeowners impacted financially by COVID-19 keep their homes. Residents interested in applying may visit

  • Expenses covered by this program include:
  • Mortgage assistance  
  • Mortgage reinstatement assistance
  • Homeowner association fees or liens
  • Condominium association fees
  • Homeowner’s utilities (including electric, gas, home energy and water)
  • Payment assistance for delinquent property taxes
  • Homeowner’s insurance payment assistance

The city received $1.75 million in federal funds from the American Rescue Plan Act (ARPA) for this program, with the possibility of receiving additional funding in the future. The program will be open until funding is exhausted.

To qualify for assistance from the Aurora Emergency Mortgage Assistance Program, homeowners must complete an application and demonstrate that they:

  • Have experienced a COVID-related impact to their finances on or after Jan. 21, 2020. The hardship could include job loss; reduction in income; reduction in hours worked; increased costs due to healthcare; increased costs due to the need to care for family members; or other issues impacting the household’s income.
  • Are owner-occupants of a single-family home or condominium, or a 2- 3- or 4-unit family home. This does not include owner-occupied properties of 5 or more units, investor-owned properties, or vacation homes.
  • Have an income equal to or less than 100% of Area Median Income for the county in which they reside currently or at the time of COVID-related financial hardship.
  • Among other requirements.

To learn more about the qualifications and to apply for the program, visit
For questions, call 303.739.7900 or email [email protected]

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